SaaS Platform for Fast and Easy Medical Installments

UKAD developed a fintech solution designed to simplify installment payments for medical services, combining a seamless user experience with secure financial processing. The platform enables patients to easily review and accept agreements while allowing clinics to manage payments efficiently. One of the key challenges was balancing simplicity for end users with complex creditworthiness verification. The system needed to process large volumes of financial data in real time while remaining fast, reliable, and competitive with traditional financial solutions. To address this, UKAD conducted in-depth business analysis and validated the approach through a Proof of Concept. The final solution was built using Node.js and AWS, featuring a high-performance API integrated with open banking services in Brazil (Quod, BMP Money Plus, Asaas, Boa Vista). This enabled rapid data retrieval and near-instant credit checks, while meeting strict security requirements. On the frontend, we developed an intuitive user interface for applicants and a comprehensive dashboard for operators, supporting contract management, reporting, and administrative workflows. AWS infrastructure ensured scalability, high availability, and secure data processing, allowing the platform to handle growing demand efficiently.