1ndex — White-Label Neobank Platform
1ndex is a modular white-label neobank platform from ilink that combines digital banking, payments, cards, compliance, crypto services, and customer-facing applications. It helps fintech companies and financial institutions launch a branded banking ecosystem in approximately two to four months.
Challenge
Building a digital bank from scratch requires the development and integration of accounts, payments, cards, customer onboarding, compliance controls, mobile applications, web interfaces, APIs, and operational back-office software. The process can take 12–18 months and requires coordination between banking partners, payment providers, card processors, identity verification systems, compliance services, and technical teams.
Solution
ilink developed 1ndex, a modular API-first neobank platform that combines fiat banking and crypto services within one configurable ecosystem. The platform includes multi-currency accounts, IBAN functionality, SEPA and SWIFT payments, card services, BaaS integrations, customer onboarding, compliance workflows, transaction monitoring, access controls, and unified back-office operations. Clients receive customizable web, iOS, and Android interfaces. Depending on project requirements, selected delivery options include SaaS/PaaS and source-code licensing.
Results
1ndex reduces the launch cycle from a traditional 12–18 months to approximately two to four months. Businesses can start with the required banking modules and later expand the platform with new currencies, payment providers, cards, markets, crypto services, and financial products. The reusable foundation reduces integration complexity and provides a scalable environment for long-term product development.
